RuPay Platinum international Debit Card
RuPay Platinum International Debit Card
Dhanlaxmi Bank RuPay Platinum International Debit Card with global acceptance. This premium offering combines exclusive privileges, discounts, rewards on shopping, dining & travel and the added advantage of access to domestic airport lounges. Experience seamless transactions at millions of merchants worldwide. With advanced security features including EMV chip technology, your transactions are secure. Benefit from the convenience of contactless payments for swift and hassle-free domestic transactions. Access your funds conveniently from ATMs worldwide. Manage your card and track transactions through the Dhanlaxmi Bank mobile banking app. Apply online or visit a branch to enjoy the convenience and luxury of the RuPay Platinum International Debit Card.
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Benefits & Features
You will now have online access to your account at over 285 Dhanlaxmi Bank ATMs and at about 50,000 associated (RuPay) ATMs in India. You can also access your account at over a million associated ATMs across the world. Your Dhanlaxmi Bank Debit Card can also be used at our partner network ATMs, viz. Cashnet and NFS. Look out for the RuPay, DISCOVERER, signs at the ATMs where you can use your Debit Card for Cash withdrawal or Balance Inquiry. Because of the absence of second-factor authentication (OTP authentication) to ensure security and safeguard customer interests, international E-Commerce (online transaction) capabilities on RuPay cards are not enabled.
Based on the deposit product you choose, the Bank provides you with a withdrawal limit of up to Rs 100,000/- per day at ATMs and for purchase transactions respectively. When travelling overseas, the applicable withdrawal limit is converted in to the respective foreign exchange equivalent.
Shop at more than 425,000 outlets in India and 13 million+ establishments worldwide supported by RuPay. The amount gets debited directly to your account in Rupees, irrespective of the currency you spend in, if you are overseas.
Personal Accident Insurance coverage offered by NPCI.
Your Dhanlaxmi Bank Debit card comes with an extended validity of 5 years from the Month it is issued.
With effective from 15/10/2025 there will be an enhancement of the Lounge Facility which will be based on the Spend volume of your RuPay Platinum Debit card
For your easy understanding please find the below table.
| POS/E-Comm Minimum Quarterly Spend | Access Policy |
| Rs.5000/- | 1 domestic Lounge per Quarter |
| Activity | Date/Period |
| Eligibility Period (Spends) | 01/07/2025 to 30/09/2025 |
| Lounge access period | 15/10/2025 to 14/01/2026 |
| Eligibility second period (Spends) | 01/10/2025 to 31/12/2025 |
| Lounge access Second period | 15/01/2026 to 14/04/2026 |
| Eligibility third period (Spends) | 01/01/2026 to 31/03/2026 |
| Lounge access Third period | 15/04/2026 to 14/07/2026 |
Spend volume is based on the amount spent using the RuPay Platinum Debit card through POS/E-Comm platforms.
Benefit of complimentary visits will be purged to zero (0), at the end of each Lounge access period.
Please access the link- https://www.rupay.co.in/lounges to get the list of Domestic lounges where RuPay Platinum cards are accepted
As per NPCI guidelines, w.e.f 01/04/2026 the Lounge access on your RuPay
Platinum debit card will be discontinued
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Faq- Eligibility
- Steps to Apply
- Dos & Don'ts
- PIN Generation
Individual account holders and sole proprietorship concerns are eligible for this facility.
NRI: Holders of NRE savings and current accounts are also eligible for the Debit Card. A minor, or an account in which a minor is a joint account holder (joint operation), is not eligible for a Debit Card. Joint Accounts with joint operations are not eligible for a ATM/Debit Card since operations are Restricted to account holders with joint signatures. Debit Card will not be issued to other entities including partnership firms, companies, trusts, societies etc.
