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Dhanlaxmi Bank, established 1927 - Home

Home Loans

Home Loan

Buying a home of your own is a big decision and a big step. At Dhanlaxmi Bank, we understand how significant this step is for you and have lined up a host of home financing options just to make this big step simpler for you.

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Features

  • Enjoy higher loan amount against your income
  • Repayment tenure from 1 year to 30 years. *
  • Attractive interest rates
  • Simplified documentation
  • Door step services
  • Step up - Step down EMI options

Special Schemes

  • Evaluation of your loan request is not only based on your financials but also on the nature of your business and related aspects
  • Special surrogate income program for self employed
  • Mortgage Reducing Term Assurance (MRTA) * insurance plans to cover your outstanding Home Loan in your absence.

Transparency

  • One time processing fee
  • No hidden charges
  • No Post loan hassles

Refinance options

  • Avail refinance facility within 6 months on the payments made towards acquisition of a house.
  • Attractive rates on Balance Transfer of your existing loan
  • Additional Top up loans along with Balance Transfer for your personal or business use.

Variants

Home Extension Loan

With Home extension loan you can extend or add space to your home as per your requirement. So if you ever wanted to make your living room bigger, have a balcony etc, Dhanlaxmi Bank's loan will assist you once you have all necessary regulatory approvals in place.

Home Improvement Loan

Our Home Improvement Loan is designed to help you carry out internal and external repairs and other structural improvements such as tiling and flooring, internal and external painting, plumbing, electrical work, waterproofing and roofing, construction of underground/overhead water tank, etc. Once you have an estimate from civil works agency of your choice, you can avail this loan and refurbish your home.

Plot + Construction Loans

With this loan you get access to a plot loan and a construction loan which will help you with the finance required to acquire a plot and construct your home on it.

Construction Loan

With this loan you can now build your home on an existing plot as per your design and requirement.

Fees & Charges

Please Click Here for detailed Fees & Charges

More Info

Please Click Here for Procedure

Please Click Here for Loan Agreement copy

Please Click Here for Application Form

*(T & C Apply)