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Dhanlaxmi Bank, established 1927 - Home

About Us

A journey that started with a belief to Bank Different

Dhanlaxmi Bank Ltd. was incorporated in 1927 at Thrissur, Kerala by a group of ambitious and enterprising entrepreneurs. Over the 98 years that followed, Dhanlaxmi Bank with its rich heritage has earned the trust and goodwill of clients. It is due to our strong belief in the need to seek innovation, deliver best service and demonstrate responsibility, that we have grown from strength to strength. Be it in the number of customers, the scale of business, the breadth of our product offerings, the banking experience we offer or the trust that people invest in us. With 560 touch points (including 269 Branches, 291 ATMs) across India at your service; our focus has always been on customizing services and personalizing relations.

Mission

To Become a Strong and Innovative Bank with Integrity and Social Responsibility to Maximize Customer Satisfaction as well as that of the Employees, Shareholders and the Society.

Vision

Banking on Relationships forever.

269Branches

291ATM

Achievements

  • Recorded Net profit of Rs.102.75 Crore for the Financial Year ended 31st March 2026 against net profit of Rs 66.64 Crore for the period ended 31st March 2025.
  • Total business reached to Rs.33,772 Crore as on March 31, 2026, from Rs.28,219 Crore as on March 31, 2025, registering growth of 19.68%.
  • Deposits recorded a Y-o-Y growth of 16.42% to reach Rs.18,643 Crore as on March 31, 2026 from Rs.16,013 Crore as on March 31, 2025.
  • As of March 31, 2026, the CASA share of the Bank stood at 28.86% of total deposits.
  • Gross Advance recorded Y-o-Y growth of 23.95% to reach Rs.15,129 Crore as on March 31, 2026 from Rs.12,206 Crore as on March 31, 2025.
  • Gold loan portfolio recorded Y-o-Y growth of 71.41% to reach Rs.6,512 Crore as on March 31, 2025 from Rs.3,799 Crore as on March 31, 2025.
  • Recorded Operating Profit of Rs.216.28 Crore for the financial year ended 31st March, 2026.
  • Interest Income increased by Rs.281.60 Crore, from Rs. 1,319.88 Crore as on March 31, 2025 to Rs.1,601.48 Crore as on March 31, 2026, registering Y-o-Y growth of 21.34%.
  • Non Interest Income increased by Rs.23.19 Crore, from Rs.169.20 Crore as on March 31, 2025 to Rs.192.39 Crore as on March 31, 2026, registering Y-o-Y growth of 13.71%.
  • Total Income increased by Rs.304.79 Crore, from Rs 1,489.08 Crore as on March 31, 2025 to Rs. 1,793.87 Crore as on March 31, 2026, registering Y-o-Y growth of 20.47%.
  • Gross NPA coming down by 109 bps on a Y-o-Y basis from 2.98% to 1.89%. Net NPA as on March 31, 2026 was 0.51%.
  • Provision Coverage Ratio as on March 31, 2026 was 92.46%.
  • Return on Assets and Return on Equity for the FY 2025-26 was 0.53% and 6.97% respectively.
  • As on March 31, 2026, Bank’s overall Capital Adequacy stood at 18.92%.

Affiliations

Foreign Correspondent Banks

  • The Bank of  NewYork Mellon (Frankfurt) - Currency -Euro (EUR)
  • The Bank of  NewYork Mellon (London) - Currency - Pound Sterling(GBP)
  • The Bank of New York Mellon (New York) - Currency - Us Dollars(USD)
  • DBS Bank Limited - Currency Singapore Dollars (SGD)
  • Mashreq Bank - Currency -UAE Dirhams (AED)

Insurance Partner

  • Bajaj Allianz Life Insurance Company Limited Co. Ltd.
  • Bajaj Allianz General Insurance Company Limited Co. Ltd.
  • Canara HSBC Oriental Bank Of Commerce Life Insurance
  • Company Limited (CHOICe)
  • SBI General Insurance Co. Ltd
  • SMC Global Securities Limited

Milestones