Accounts and Deposits
Accounts and Deposits
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NRE Account
The Non-Residential External (NRE) account is ideal for Non-Resident Indians who would like to open a savings, current or a term deposit account for operation in Indian rupees. As the NRE account is exempt from tax, it is best suited to people who have plans to repatriate their funds abroad.
NRO Account
A non-resident ordinary (NRO) account can be a savings, current, term deposit or a cumulative deposit account. As an NRI, your local income or funds generated in India can be credited to this account, which can be held jointly with resident Indians as well.
Recurring and Term Deposit
Dhanlaxmi Bank's recurring and term deposits provide NRIs with the twin benefits of healthy returns and monthly remittances into a recurring account. You can choose to remit fixed monthly.
Accounts for Returning NRIs (Resident Foreign Currency Account)
As an NRI relocating back to India, Dhanlaxmi Bank offers you structured deposit schemes that help minimise your income tax liabilities and ensure proper allocation of funds, assets and deposits.
Foreign Currency Non-Resident Fixed Deposit
The Foreign Currency Non-Resident (FCNR) deposit account scores over the NRO and NRE accounts since it can be opened in five different currencies. However, these accounts
NRO Elite
NRO Elite account gives you a hassle free account with features like free cheque book, NEFT/RTGS transactions, cash withdrawal etc.
NRE Elite
An exclusive savings account for NRI customers with exiting features like free cheque book , NEFT/RTGS transactions, cash withdrawal etc.
