BHIM UPI FAQ
BHIM is an (Bharat Interface for Money) promoted by the National Payment Corporation of India (NPCI) for receipt and payment of funds.
Yes, you can link your Dhanlaxmi Bank account, subject to the mobile number which is registered with bank.
Unified Payment Interface (UPI) is a new smartphone enabled fund transfer technology for participating bank customers to pay/ collect money using a unique BHIM / UPI ID
For successful transactions, funds get credited into the beneficiary's account instantaneously.
Yes, you can register for BHIM / UPI through the Dhanlaxmi BHIM DLB UPI App available on Google PlayStore
UPI ID is an identifier created by you Virtual Payment Identifier (VPA), which is uniquely mapped to your bank account and can be used to send or receive payments in UPI system.
For e.g abc@dlb where 'abc' is a unique name.
No, BHIM / UPI ID are linked to your registered mobile number in the bank account.
Yes. Payment can be made via IFSC/ Account number or MMID/ Mobile number.
The beneficiary details we can add by two ways:
- Beneficiary’s Account Number and IFSC
(OR) - Beneficiary’s mobile number and MMID
The maximum limit
- per day Transaction limit is Rs. 1 Lakh (One Lakh Rupees)
- per transaction is Rs. 1 Lakh (One Lakh Rupees) .
The maximum per day transactions limit is 20.
Go to BHIM DLB UPI
- Click on Manage Accounts
- select Dhanlaxmi Bank Name from al banks list
- Add Bank Accounts
- UPI PIN Management (Set UPI PIN using debit card)
You can view your transactions details under Status & Complaint option. Click on ‘Status & Complaint’. You can view your Approval Status or Transaction status.
NO,Currently there are no charges for BHIM / UPI
No, once payment is initiated, it cannot be stopped.
Customers can Go to the BHIM DLB UPI App > Click on De-register (Right bottom corner link)
Yes, you can check your Account Balance.
UPI Lite is an online wallet where you can pay without the use of a UPI PIN. Our customers can enable the UPI Lite (On-Device Wallet) from any other UPI applications and third-party applications like GPay, PhonePe, etc., that supports UPI Lite. Currently, this feature is not enabled in our BHIM DLB UPI application.
- You can pay up to Rs.500 per transaction and have multiple transactions up to a total of Rs. 4,000 within 24 hours.
- Your balance can hold up to Rs.2,000 .