RuPay PMJDY Debit Card
RuPay PMJDY Debit Card
Dhanlaxmi Bank RuPay PMJDY cards in association with the National Payments Corporation of India (NPCI) are specifically designed for individuals who hold accounts under the Pradhan Mantri Jan Dhan Yojana (PMJDY) scheme. This card brings enhanced banking service and convenience to your fingertips. With widely accepted and secure RuPay Debit card, you can withdraw cash from ATMs and authorized BC locations nationwide. The card promotes financial inclusion by enabling various banking activities like withdrawals and balance enquiries. The PMJDY RuPay Cards by Dhanlaxmi Bank provide a hassle-free and convenient means for PMJDY account holders to manage their finances effectively. Join us today and unlock the power of financial inclusion.
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Benefits & Features
You will now have online access to your account at over 285 Dhanlaxmi Bank ATMs and at about 50,000 associated (RuPay) ATMs in India. You can also access your account at over a million associated ATMs across the world. Your Dhanlaxmi Bank Debit Card can also be used at our partner network ATMs, viz. Cashnet and NFS. Look out for the RuPay, DISCOVERER, signs at the ATMs where you can use your Debit Card for Cash withdrawal or Balance Inquiry
Based on the deposit product you choose, the Bank provides you with a withdrawal limit of up to Rs 100,000/- per day at ATMs and for purchase transactions respectively. When travelling overseas, the applicable withdrawal limit is converted in to the respective foreign exchange equivalent.
Shop at more than 425,000 outlets in India and 13 million+ establishments worldwide supported by RuPay. The amount gets debited directly to your account in Rupees, irrespective of the currency you spend in, if you are overseas.
Your Dhanlaxmi Bank Debit card comes with an extended validity of 5 years from the time it is issued.
Insurance coverage for PMJDY cards- Accidental Insurance Cover is Rs.1.00 lac offered by NPCI.
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Individual account holders and sole proprietorship concerns are eligible for this facility.
NRI: Holders of NRE savings and current accounts are also eligible for the Debit Card. A minor, or an account in which a minor is a joint account holder (joint operation), is not eligible for a Debit Card. Joint Accounts with joint operations are not eligible for a ATM/Debit Card since operations are Restricted to account holders with joint signatures. Debit Card will not be issued to other entities including partnership firms, companies, trusts, societies etc.